Reading Time: 4 Min In a past life, I was the quintessential Type A Overachiever. I had goals for clubs and activities to get into a good college. I had goals for my net worth each year. And that attitude carried down into each day, where there were always items to complete. Get groceries.
Reading Time: 5 Min The problem with lifestyle inflation is that it’s hard to see, even when you’re looking for it. The Lifestyle Inflation series gives us the chance to examine items we take for granted as needs and reclassify them. You may not choose to make a drastic change with the information. However, you
Reading Time: 3 Min The end of the year is generally the time when most folks revisit their budgets and set new goals for the coming year. That makes it the perfect time to talk about one of my favorite budget items. Ever lose a concert ticket which is nonrefundable? The self-recrimination is immediate: You
Reading Time: 1 Min The last five years has put the spotlight on the division of the one percent and the rest of the country, the 99%. That’s a very important distinction when it comes to public policy, but it makes it very hard to take stock of your own progress when it comes
Reading Time: 5 Min It’s the Monday after Thanksgiving and many of us are probably still nursing a holiday food coma and wondering how soon the December holidays will arrive. That makes it a timely opportunity to talk about the elephant in the room: your job. While we often talk about fancy techniques
Reading Time: 5 Min When people talk about their dream lives, many of them bring up expensive toys. Big mansions. First class international tickets. Giant swimming pool and personal chef. This is understandable. They look at the toys in their life right now and think “these aren’t making me very happy,” so they
Reading Time: 4 Min We talk a lot about specific tactics to achieve our retirement dreams here, but the psychology around implementing those ideas is equally important. Doing something different is uncomfortable. Sometimes, it surpasses uncomfortable and gets to terrifying. We confront this feeling all along the way to financial independence. Drive used cars and
Reading Time: 5 Min I hear a lot from people who want to know how to pull the trigger on retirement. “Isn’t it hard to leave a steady paycheck?” they ask. Heck yeah, it’s hard. When I was stewing in the decision, I went looking for advice and discovered that I was not alone in
Reading Time: 8 Min In my last few years as Medium Cog 674 at a finance firm, I was part of the top 1% of income earners in both the US and in New York City. I am retired now, and I no longer qualify for that title. Does that sadden me? Not at all!
Reading Time: 2 Minutes I am reading an excellent book called Resilience by Eric Greitens. Greitens is a former Navy SEAL and navy officer and the book is a series of letters written to a friend who is struggling with life after military service. It is an excellent read which you should make time