Reading Time: 2 Min I do almost all my shopping online, and I recently discovered a cool tool that’s putting more dollars in my pocket, which I thought I’d share with you. It’s called Ebates, also known as “Here, have some free money.” Free money, you say? Yeah, I was skeptical, too. I first heard
Lifestyle Inflation: Food and Portion Sizes
Reading Time: 3 Min The problem with lifestyle inflation is that it’s hard to see, even when you’re looking for it. The Lifestyle Inflation series gives us the chance to examine items we take for granted. Our first post was on home size; today, we’ll cover food portions. I ordered in today as
The Dark Side of Early Retirement
Reading Time: 7 Min I have been retired for over a year now. I absolutely love retirement – indeed, I’ve never been happier, and I often say that I’m living a version of my dream life. Nothing is perfect, though, and I thought I’d tell you about the dark side of early retirement. Prepare
How To Write a Prenup – Templates and Lawyers
Reading Time: 4 Min This is a companion post to a previous article entitled Why Normal People Need Prenups. If you’re convinced a prenup is an idea worth exploring, your next step is figuring out whether you want to hire a lawyer or use template. Templates Googling “(State) prenup” yielded a number
Discipline is Overrated: A Systems Approach to Early Financial Freedom
Reading Time: 4 Min I’ve been doing a number of interviews lately, and when I talk about my path to early retirement, I almost always get some sort of comment about my “unparalleled focus and discipline.” Focus I’ll take. But disciplined? A lemming with Alzheimer’s probably has more discipline than I do.
Why Normal People Need Prenups
Reading Time: 8 Min You are probably reading this with your hand covering the title, because prenups are totally that kind of subject. “Prenup” falls into the 2nd circle of dirty words, something that splashes its way across US Magazine which you can’t utter in polite company. However, I’m convinced that prenups, or premarital agreements
My Two Favorite Retirement Calculators
Reading Time: 5 Min There are a lot of retirement calculators out there, most of them not very good. When folks ask me for a retirement calculator recommendation, I try and balance ease of use with flexibility. You want to be able to run the most customized scenarios but without having to read a
How To Get Your Partner On Board With Financial Change
Reading Time: 8 Min The great thing about being an adult is that you get to do whatever you want with your money. Blow it all on champagne and cars if you like, or save it for a rainy day. No big deal. Except it is a big deal if you’re planning to live
How To Evaluate Your Home As An Investment – One Spreadsheet, Five Factors
Reading Time: 14 Min I’m a big believer that everyone should evaluate their house as an investment. How can you make a several hundred thousand dollar purchase without at least trying to figure out what the payoff will look like? What follows is my take on how to tackle the complex investment analysis of
What It’s Like To Be Retired: A Life Beyond Black and White
Reading Time: 4 Min When I was working, I thought I had a lot more personal choice than I actually did. The CEO’s of multi-million dollar companies wanted to talk to me! They were rearranging their schedules to meet me in airports and at major conferences. Private drivers were rolling up to my door to