Reading Time: 18 Min Can you explain – with data – why you own the allocation of stocks and bonds that you do? Can your financial advisor? This article will give you the framework to decide the appropriate allocation of stocks and bonds for your family, at all stages of your life. The
Reader Mailbag: Life Insurance – Who Needs It, What Kind?
Reading Time: 3 Min Today’s post features an important question from a reader: who needs life insurance, and what sort of product makes the most sense? ~~ [Lightly edited for clarity] Hi JP, First of all, thank you for this blog as it provides a lot of valuable insight on personal
Retirement Ages Around The World
Reading Time: 3 Min A graphic showing both the official and average retirement age in countries around the world. Sneak Peek: The US compares poorly. You may want to find a different group to use for comparison. I came across an intriguing graphic which compiles both the official retirement ages as supported by
The Secret To How Bloggers Actually Make Money, Part One
Reading Time: 9 Min Your belief that blogs make money just from ads is outdated. Here’s how several million dollar blogs are actually making their money and how you can employ these techniques for your own blog. A tutorial on the four major monetization methods. Part one. After I published the article How
A Professional Investor Spills: How To Fall In Love With Investing
Reading Time: 10 Min Confessions of a former professional investor…who actually didn’t like investing to begin with. If you’ve struggled to develop an enthusiasm for investing, or tried and found yourself quickly overwhelmed, this is for you. Plus tips to ensure you get back on track. I have a confession to make. I
7 Hidden Gems To Kickstart Your Journey To Early Retirement
Reading Time: 4 Min 7 hidden gems in the archives of The Money Habit with the highest potential to accelerate your financial independence goals. Over the past two weeks, the blog has ballooned by by more than 50k additional readers. These readers have been going voraciously through the archives, accumulating over 300k page
$187 Billion vs You: One Trick To Combat Social Pressure In Your Purchases
Reading Time: 5 Min Companies in the U.S. spend over $187 billion a year trying to insert their opinions into your buying decisions. How can you protect yourself from their influence? One easy trick. Introducing the perspective of the Negative Purchase. I was playing a game with a few friends the other day.
The Two Metrics You Must Track To Do Well Financially
Reading Time: 4 Min As you kick your financial planning into the next gear, the key to your success is building momentum. One of the best ways to build momentum is seeing the direct results of your efforts translate into higher numbers in your bank account. Tracking just two numbers on a monthly basis
How Much Can You Actually Make Blogging?
Reading Time: 9 Minutes Ever wondered how much you can make blogging? I’m talking about my favorite income-generating idea today. Here are real numbers from real case studies, plus how to start a blog of your own in under 10 minutes. When I started this blog about 10 months ago, I was just
Your Biggest Mistake Is Ahead Of You: 60% Efficiency And The System To Catch The Leaks
Reading Time: 6 Min If you think you’re doing all the biggest things you can to build your nest egg, you’re probably wrong. Here’s the system that will prevent you from missing the biggest opportunities. I am asked often what my biggest mistake was on the road to financial independence. It’s a good