Reading Time: 6 Minutes In grade school, you went through a period in English class where you were taught to “compare and contrast” different things. That technique is an excellent one for learning and we were unconsciously taught that you can never compare and contrast enough. It was a marker of intelligence. But unlimited comparison
Reading Time: 4 Minutes Standard financial advice will tell you that you should aim for 10% savings each year. And if you wanted an average outcome – stressed out about money, working till you’re 65+, and leaning your ladder on the rickety promise of social security – that would be perfectly fine advice to follow.
Reading Time: 12 Minutes What academic research suggests is a safe withdrawal rate to calculate your retirement needs and the three scenarios you should test to arrive at your target number. There are dozens of competing philosophies out there on how to calculate your required retirement nest egg. I have spent over a hundred hours
Reading Time: Two Minutes When you get right down to it, the pattern we all follow to reach retirement escape velocity is very much the same. Our nest eggs are all governed by the same two simple equations. Universal Retirement Equations 1) Income – Spending = Savings 2) Savings x Growth X Effective After